Beware of your email account being hacked

I have just received this email from 'Terry Reynolds' and everyone will know he didn't write it, but just in case you get one yourselves from a friend, here is what you have to look at very carefully
How are you doing? This has had to come in a hurry and it has left us in a devastating state. I didn't tell you about my visit to Spain with my family for a short vacation, but unfortunately we were mugged at the hotel where we lodged along with other folks. We didn't bring our phones and the hotel telephone lines were disconnected during the incident. So I have access to only emails. Those thieves made away with our credit cards as well which is why this can't be resolved instantly.
We've been to the Embassy and the Police here but they're not helping issues at all and our flight leaves tomorrow but we're having problems settling outstanding hotel bills and the hotel management won't let us leave until we settle the bills. Please I'm going to need some sort of loan from you for us to settle the hotel bills and also to get another flight ticket.. Please, Let me know if you can help us out? I'm looking forward to hearing from you.
Thanks,
Terry
Now this and Terry's account has to be deleted!